National Scholarship Β· Pakistan

ICAP CA Scholarship Pakistan

The Institute of Chartered Accountants of Pakistan (ICAP) offers two scholarship tiers for CA students: the merit-based High Achievers Scholarship (CAT-HA) covering full fees and a monthly stipend, and the need-based Student Financial Support (CAT-SFS) providing 75%+ tuition discount through RAETs. An interest-free loan facility is also available.

Applications ClosedExpected to reopen: JanuaryOfficial Portal β†’

Quick Facts

Status

Currently Closed

Funding

Partial Funding

Deadline

February 2, 2026 (CAT-HA 2026 cycle)

Country

PK flagPakistan
Official Website β†’
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About the ICAP CA Scholarship Pakistan

πŸ• 4 min read

ICAP (Institute of Chartered Accountants of Pakistan) provides structured financial support for students pursuing the Chartered Accountancy qualification through two main programs: CAT-HA and CAT-SFS.

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CAT-HA (High Achievers Scholarship) is merit-based and selected annually. HSSC students with 90%+ (Science), 85%+ (Non-Science), or 80%+ (Commerce) qualify. It covers full ICAP registration fees, examination/exemption fees (once per subject), and tuition fees at partner institutes up to the CAF level, plus a monthly stipend.

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CAT-SFS (Student Financial Support) is need-based and works through Registered Accounting Education Tutors (RAETs). Students must have 80%+ HSSC marks and a family income below PKR 100,000/month, with RAET recommendation for a 75%+ tuition discount.

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ICAP has also launched an interest-free loan facility through a partnership with Ihsan Trust (MoU signed July 2, 2025), providing up to 70% of ICAP dues for academically strong, financially deserving students.

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Underrepresented groups - persons with disabilities, ethnic and religious minorities, transgender persons, and students from designated geographic areas - qualify for CAT-HA at marks 5% lower than the standard threshold.

Eligible Levels

Undergraduate

Eligible Fields

Chartered Accountancy (CA)Accounting & Finance
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Why Choose This Scholarship?

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Removes significant financial barriers to achieving the CA qualification in Pakistan

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CAT-HA covers all major fees and adds a monthly stipend for high achievers

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Multiple support tiers

merit (CAT-HA), need (CAT-SFS), and interest-free loan

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Underrepresented groups receive a 5% lower eligibility threshold, widening access

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What the Scholarship Covers

CAT-HA: Full waiver of ICAP Registration Fee
CAT-HA: Full waiver of Examination/Exemption Fees (once per subject, up to CAF level)
CAT-HA: Full Tuition Fee waiver at partner institutes up to CAF level (including hands-on courses)
CAT-HA: Monthly stipend up to CAF level (conditions apply)
CAT-SFS: Minimum 75% tuition fee discount through RAET up to CAF level
CAT-SFS: Reduced ICAP Registration Fee - Rs. 2,000 (remainder deferred to CFAP stage in 3 instalments)
CAT-SFS: Reduced Exam/Exemption Fee - Rs. 1,000 once per subject
Interest-free loan: up to 70% of ICAP dues through Ihsan Trust
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Eligibility Requirements

8 requirements

CAT-HA: Science Group 90%+, Non-Science Group 85%+, Commerce Group 80%+ in HSSC (underrepresented groups qualify at 5% lower threshold)
CAT-HA: Must be a student of the current session and sit the ICAP Aptitude Test
CAT-SFS: Attending tuitions at a registered RAET (Registered Accounting Education Tutor)
CAT-SFS: Minimum 80% HSSC or equivalent marks
CAT-SFS: Total family income below PKR 100,000/month
CAT-SFS: RAET must recommend student and approve 75%+ tuition discount
CAT-SFS: Must not be availing any other ICAP scholarship
Interest-free loan: enrolled with ICAP at any level; meeting level-specific academic criteria; financially deserving per Ihsan Trust assessment; not availing other ICAP scholarship or financial assistance
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Documents Checklist

6 documents required

1ICAP scholarship application form (duly filled)
2HSSC/equivalent certificate with mark sheet
3Family income proof (for CAT-SFS and loan facility)
4RAET recommendation letter (CAT-SFS only)
5ICAP enrollment proof
6Disability/minority certificate if claiming underrepresented group quota
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How to Apply - Step by Step

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For CAT-HA: Apply online by the February 2 deadline and sit the ICAP Aptitude Test (100 MCQs on General Knowledge and Current Affairs).

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For CAT-SFS: Obtain RAET recommendation and submit through the designated SFS RAETs Portal with all required documents.

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For interest-free loan: Submit duly filled application form with supporting documents through ICAP to Ihsan Trust.

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Selection for CAT-HA is purely merit-based; CAT-SFS recommendations are reviewed and approved by ICAP.

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Application Timeline

1

January (annually)

CAT-HA application window opens

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February 2 (2026 cycle)

CAT-HA application deadline

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Shortly after application deadline

ICAP Aptitude Test

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After test evaluation

Scholarship results announced

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Insider Tips & Pro Tips

TIP 1

For CAT-HA, prepare specifically for the ICAP Aptitude Test - 100 MCQs on General Knowledge and Current Affairs; a demo test is available on the ICAP exam portal

TIP 2

CAT-SFS is only available through a registered RAET - confirm your institute's RAET registration status before applying

TIP 3

You cannot hold CAT-SFS alongside another ICAP scholarship

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The interest-free loan is assessed by Ihsan Trust independently - apply through ICAP with all required documents

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Frequently Asked Questions

6 questions - click any to expand

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CAT-HA is merit-based - awarded to top HSSC achievers via an annual aptitude test. CAT-SFS is need-based - for students attending RAETs with family income below PKR 100,000/month.

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Full ICAP registration fees, full examination/exemption fees (once per subject), full tuition fees at partner institutes - all up to the CAF level - plus a monthly stipend.

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Yes. Applicants must sit the ICAP Aptitude Test: 100 MCQs on General Knowledge and Current Affairs. A demo test is available on the ICAP exam portal.

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Yes. ICAP has partnered with Ihsan Trust (MoU July 2, 2025) to offer interest-free loans covering up to 70% of ICAP dues for financially deserving students. Apply through ICAP with the required documents.

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RAET stands for Registered Accounting Education Tutor - these are coaching institutes or tuition providers that are officially registered with ICAP. To access the CAT-SFS need-based scholarship, you must be attending tuitions at a RAET (not just any coaching institute). Verify your coaching centre's RAET registration status directly with ICAP before applying. A list of RAETs is available on the ICAP website. The RAET must endorse your CAT-SFS application - without their recommendation, the need-based scholarship cannot be processed.

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The Chartered Accountancy (CA) qualification from ICAP is structured in three stages: CAF (Certificate in Accounting and Finance), CFAP (Certificate in Finance, Accounting and Business), and MSA (Multi-subject Assessment). The scholarships (CAT-HA and CAT-SFS) cover fees up to the CAF level. After CAF, you continue self-funded or through the interest-free loan. Completing all three stages qualifies you as an Associate Chartered Accountant (ACA) - one of the most respected finance credentials in Pakistan with strong career prospects in audit, finance, and banking.

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Applications Currently Closed

This scholarship is expected to reopen in January. Use this time to prepare your documents and polish your application.

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Accuracy notice: Information on this page was verified as of May 2026. Scholarship details - including deadlines, eligibility criteria, and required documents - can change without notice. Always confirm the latest requirements on the official website before submitting your application.

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